Music Insurance

Musicians, like any other professionals, will benefit from having Music Insurance like public liability insurance. Musicians-Network give you that cover cheaper than anywhere else. Public liability insurance provides coverage for legal liabilities arising from third-party bodily injury or property damage. These can occur during your musical activities. Here are some reasons why musicians should consider having public liability insurance:

Protection against Accidents

Accidents can happen during performances or events. Because if a member of the audience or a venue visitor is injured or venue property is damaged they could claim on you. If the cause was as a result of your musical activities, you could be held liable.

Venue Requirements

Many venues require musicians to have music insurance like public liability insurance. They can insist on seeing it before you are allowed to perform. This is because venues need to protect themselves from potential legal claims in case of accidents or injuries.

Contractual Requirements

If you work with event organisers, promoters, or other professionals in the music industry, they may require you to have Music Insurance. You having Public liability insurance is often part of the contractual agreement. This is especially common for larger events or festivals.

Professionalism and Trust

Having Musicians public liability insurance will enhance your professional image and instill confidence in clients and venues. Owning this demonstrates that you take your responsibilities seriously and are prepared for unforeseen circumstances.

Financial Protection

Legal expenses and compensation payments resulting from a liability claim can be significant. Having Public liability insurance for Musicians helps protect your finances by covering these costs. This prevents you from having to pay out of pocket for legal fees or damages.

Peace of Mind

Knowing that you are covered in case of unforeseen events can provide peace of mind. You focus on your performance without worrying about the potential financial repercussions of accidents or incidents.

Compliance with Regulations

In some regions, having public liability insurance may be a legal requirement for certain types of performances or events. Ensuring compliance with local regulations is essential to avoid penalties and legal issues.

Get the right Insurance Cover

It's important for musicians to carefully review the terms and coverage of any insurance policy. Do make sure it aligns with your specific needs and the nature of their musical activities. Remember that Music Insurance is so important to protect you and your clients or audience. Consulting with an insurance professional can help musicians make informed decisions about the appropriate coverage for their individual circumstances.


Membership of Musicians-Network gives you Member Benefits including £10 Million Public Liability Insurance for just £55 a year!

Our Premium Membership gives you Public Liability Insurance PLUS access to Equipment Insurance for your precious Instruments and gear. Typically with Musicians-Network Membership, £6,000 of cover will cost just £190 a year. £10,000 costs just £100!

Choose our Premium Membership which costs £120, Discounted Equipment cover is £70 for £6k of cover or £100 for £10k. Other amounts are available to suit your needs.

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